:root {
  color-scheme: light;
  --ink: #101820;
  --muted: #5d6874;
  --line: #d9d3c8;
  --paper: #fbf8f2;
  --surface: #ffffff;
  --gold: #c97812;
  --gold-soft: #fff3dc;
  --red: #a72f2f;
  --green: #256b55;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

a {
  color: inherit;
}

.topbar {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 16px clamp(18px, 5vw, 56px);
  border-bottom: 1px solid rgba(16, 24, 32, 0.08);
  background: rgba(251, 248, 242, 0.95);
  backdrop-filter: blur(12px);
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 850;
  text-decoration: none;
}

.brand-mark {
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  border-radius: 8px;
  background: var(--ink);
  color: var(--gold);
  font-weight: 900;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  color: var(--muted);
  font-size: 14px;
}

.nav-links a {
  text-decoration: none;
}

.button {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  padding: 0 18px;
  background: var(--ink);
  color: #fff;
  font-weight: 800;
  text-decoration: none;
  white-space: nowrap;
}

.button.secondary {
  border: 1px solid var(--line);
  background: #fff;
  color: var(--ink);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 0.72fr);
  gap: clamp(28px, 5vw, 72px);
  align-items: end;
  padding: clamp(44px, 8vw, 96px) clamp(18px, 5vw, 56px);
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--green);
  font-size: 13px;
  font-weight: 850;
  text-transform: uppercase;
}

h1 {
  max-width: 940px;
  margin: 0;
  font-size: clamp(38px, 6.4vw, 74px);
  line-height: 0.98;
  letter-spacing: 0;
}

.lead {
  max-width: 740px;
  margin: 24px 0 0;
  color: #364453;
  font-size: clamp(18px, 2vw, 22px);
  line-height: 1.48;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.risk-panel {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--surface);
  box-shadow: 0 28px 70px rgba(16, 24, 32, 0.12);
  overflow: hidden;
}

.risk-panel h2 {
  margin: 0;
  padding: 18px;
  border-bottom: 1px solid var(--line);
  background: #f4efe6;
  font-size: 18px;
}

.risk-panel ul {
  display: grid;
  gap: 1px;
  margin: 0;
  padding: 0;
  background: var(--line);
  list-style: none;
}

.risk-panel li {
  padding: 16px 18px;
  background: #fff;
  color: var(--muted);
  line-height: 1.45;
}

.section {
  padding: 64px clamp(18px, 5vw, 56px);
  border-top: 1px solid rgba(16, 24, 32, 0.08);
}

.section-inner {
  max-width: 1120px;
  margin: 0 auto;
}

.section h2 {
  margin: 0 0 18px;
  font-size: clamp(28px, 4vw, 44px);
  line-height: 1.04;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 28px;
}

.post-card {
  display: flex;
  min-height: 260px;
  flex-direction: column;
  justify-content: space-between;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
  background: #fff;
  text-decoration: none;
  transition: transform 140ms ease, box-shadow 140ms ease;
}

.post-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 44px rgba(16, 24, 32, 0.12);
}

.post-card span {
  color: var(--gold);
  font-size: 12px;
  font-weight: 850;
  text-transform: uppercase;
}

.post-card h3 {
  margin: 12px 0;
  font-size: 24px;
  line-height: 1.1;
}

.post-card p,
.muted {
  color: var(--muted);
  line-height: 1.6;
}

.article {
  max-width: 820px;
  margin: 0 auto;
  padding: clamp(40px, 7vw, 76px) clamp(18px, 5vw, 36px);
}

.article h1 {
  font-size: clamp(34px, 5.4vw, 62px);
}

.article h2 {
  margin-top: 42px;
  font-size: clamp(24px, 3vw, 34px);
  line-height: 1.1;
}

.article p,
.article li {
  color: #354454;
  font-size: 18px;
  line-height: 1.68;
}

.article ul {
  padding-left: 24px;
}

.note {
  border-left: 4px solid var(--gold);
  margin: 28px 0;
  padding: 18px 20px;
  background: var(--gold-soft);
}

.cta-box {
  margin: 40px 0;
  border: 1px solid rgba(199, 120, 18, 0.32);
  border-radius: 8px;
  padding: 24px;
  background: #fff;
  box-shadow: 0 18px 44px rgba(16, 24, 32, 0.08);
}

.cta-box h2 {
  margin-top: 0;
}

.source-list {
  border-top: 1px solid var(--line);
  margin-top: 42px;
  padding-top: 18px;
  color: var(--muted);
  font-size: 14px;
}

.footer {
  border-top: 1px solid rgba(16, 24, 32, 0.08);
  padding: 28px clamp(18px, 5vw, 56px);
  color: var(--muted);
  font-size: 14px;
}

@media (max-width: 900px) {
  .hero,
  .cards {
    grid-template-columns: 1fr;
  }

  .nav-links a:not(.button) {
    display: none;
  }
}